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Inventory Issues Highlight Downside of Lower Rates
10/14/2019 1:51 PM
Posted To: MND NewsWireWhile declining interest rates are generally viewed as good news for consumers, they aren"t without their negatives. Realtor.com"s September housing trend report released last week highlights one of them. Inventories of available homes, which had been recovering from months of record low numbers, h...Read More
 
MBS RECAP: Traders Trading Trade (Deal)
10/11/2019 5:11 PM
Posted To: MBS CommentaryWith the exception of the wee hours yesterday morning, the past 2 days have been all about the trade deal. Markets knew Trump and the Chinese vice premier would be meeting this afternoon and they increasingly believed some sort of trade announcement was likely. In fact, both stocks...Read More
 
Big Jump in Mortgage Rates This Week
10/11/2019 4:27 PM
Posted To: Mortgage Rate WatchMortgage rates moved higher from Wednesday through the end of the week. Thursday and Friday were especially abrupt as financial markets hurried to get in position for a potential US/China trade announcement. What does trade have to do with the mortgage market? Quite a lot actually!...Read More
 
MBS Day Ahead: Another Correction is Underway. How Long Will It Last?
10/11/2019 8:00 AM
Posted To: MBS CommentaryYesterday brought an abrupt confirmation of a bounce in bonds. For 10yr Treasury yields, the scene of the bounce was 1.51% earlier in the week. Multiple attempts to move lower failed, but yields stayed close enough to try for 4 straight days. Things began to change on Wednesday as ...Read More
 
Vacation Homes Paved the Way to Greater Household Wealth
10/11/2019 7:31 AM
Posted To: MND NewsWireWhile home prices have surged back from their housing crisis lows, a report from the National Association of Realtors® (NAR) says homes purchased as vacation properties have appreciated even more. NAR"s 2019 Vacation Home Counties Report says that over the five years that ended in 2018, existin...Read More
 
Corresp. Jobs; Marketing, Pricing, DPA, 2nd Lien Products; New Vendor Offerings
10/11/2019 7:22 AM
Posted To: Pipeline PressFun with HMDA! Compliance folks everywhere know that yesterday the CFPB (“educate through education rather than enforcement”) issued a final rule amending Regulation C to extend the current temporary threshold of 500 open-end lines of credit to January 1,...Read More
 
MBS RECAP: Expected Amount of Volatility But Not For Expected Reasons
10/10/2019 5:09 PM
Posted To: MBS CommentaryHeading into this week, we looked to today as the biggest potential source of volatility owing to the release of the Consumer Price Index (CPI) and the end of the Treasury auction cycle. The volatility definitely showed up, but those two factors were at the bottom of the list of to...Read More
 
Highest Mortgage Rates of the Month or Lowest in a Month?
10/10/2019 5:09 PM
Posted To: Mortgage Rate WatchMortgage rates were sharply higher today as the underlying bond market faced heavy selling pressure for a variety of reasons. When investors are more interested in selling bonds, prices move lower and yields (aka RATES) move higher. By the end of the day multiple lenders had recall...Read More
 
Homebuying Index Pulls Back From Record Highs
10/10/2019 2:01 PM
Posted To: MND NewsWireFannie Mae"s Home Purchase Sentiment Index (HPSI) has been relatively volatile in recent months, and September was no exception. The Index set back to back record highs in July and August, reaching 93.8 in the latter month which put it 5.8 points higher than in August 2018. September saw a 2.3-poin...Read More
 
MBS Day Ahead: Bonds At Least Entertaining a Momentum Shift
10/10/2019 8:15 AM
Posted To: MBS CommentaryYesterday brought moderate weakness for the bond market. Justifying it doesn't have to be any more complicated than technical resistance combined with an absence of buying demand ahead of the afternoon's 10yr Treasury auction. Yields rose enough for the auction to come in w...Read More




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Kits for Kids’ Sleepovers, Parents’ Ambien Not Included
9/2/2019 2:27 AM
The commodification of a homemade ritual...Read More
 
Want Kids to Learn the Joy of Reading? Barbershops and Laundromats Can Help
7/2/2019 4:00 AM
A movement supported by nonprofit groups and libraries is creating literary spaces in places where children find themselves with time on their hands...Read More
 
Is Cold Brew Better Than Iced Coffee?
7/4/2019 9:31 AM
If by “better” you mean wildly popular and unpredictably caffeinated, then yes...Read More
 
Instagram Therapists Are the New Instagram Poets
7/3/2019 11:15 PM
Mental health professionals are speaking to the “therapy generation” online, at no cost. And it’s bringing in business...Read More
 
Get More From Your Letters With Custom Stationery for Print or Pixels
6/12/2019 10:56 PM
Even in today’s digital world, notes sent under a formal letterhead can help get the right message across. Here’s how to make your own powerful design with just a few keystrokes...Read More



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